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Justice Department Failed to Treat Identity Theft as one of the Nation’s Fastest Growing Crimes
By: Charles Bell
March 31, 2010
The Justice Department made the same mistake you might!
It appears that the Justice Department failed to treat identity theft as priority and one of the nation’s fastest growing crimes in America.
It’s no wonder why millions of American’s take identity theft so lightly. People get protected!
Protect you and your family. I personally believe that Pre-Paid Legal’s Identity Theft Shield
is the best Protection and Restoration product… but even if you don’t like our product
do something to protect yourself!
The Justice department failed to make a coordinated effort to fight identity theft and in fact reduced efforts as it’s priority faded.
In a report from Inspector General Glenn Fine, Identity theft affects an estimated 10 million Americans annually. Victims suffer financial losses and tremendous inconvenience in trying to repair damage to their names or credit histories. This is where our product is different from others on the market. Research Kroll and you’ll know you’re working with the best company for ID Theft Protection and RESTORATION.
The report comes on the heals of a sentencing in Boston of one of the world’s most notorious computer hackers, who got 20 years in prison for helping run a global ring that stole tens of millions of payment card numbers.
Albert Gonzalez, a 28-year-old college dropout from Miami, had pleaded guilty to helping lead a ring that stole more than 40 million payment card numbers by breaking into retailers, including TJX Cos Inc, BJ’s Wholesale Club Inc and Barnes & Noble. Do you shop? Are you protected? Your data is out there! Protect yourself!!!
According to the inspector general’s audit the Justice Department did not have internal strategies to fight identity theft and has not appointed anyone to to coordinate the efforts needed to fight ID Theft.
Overall the report stated that the department needs more leadership to fix it’s deficiencies on identity theft.
The same is true for you if you haven’t protected yourself and your family. Please don’t wait to become another statistic.
We are here to help!
Pre-Paid Legal Services Advanced Product Training
- Press Release:
Pre-Paid Legal Services Launches Seventh Year of Advanced Product Training
Quarterly Training Program Offers Associates Road Map to Success
ADA, Okla., Feb. 26 /PRNewswire-FirstCall/ — On Saturday, Feb. 27, Pre-Paid Legal Services, Inc. (NYSE: PPD) will complete the first quarter 2010 program of Advanced Product Training (APT), an initiative designed to help PPL associates (the external sales organization) succeed in marketing PPL’s legal service product offerings to individuals, employee groups and small business owners throughout the U.S. and four provinces of Canada.
Since its launch in February 2004, more than 144,000 attendees have participated in APT events which are now held in more than 60 U.S. and Canadian markets served by PPL. On average, the quarterly events draw an estimated 6,000 attendees from among the base of independent PPL associates.
The four-hour program — the first in a series of in-service training and educational programs offered by PPL — includes detailed summaries on the company, its products and services, the member base and the independent provider law firm network. Of equal importance, the APT offers associates keys to success in building a successful business and in sustaining quality member relations. Each local market APT event is conducted by a PPL-qualified trainer and on average the trainers have nine years of experience with the company. Most APT events also include a presentation by an attorney from one of the 40 independent provider law firms that provide legal services to PPL members (customers).
“Advanced Product Training provides a concrete foundation for the success of Pre-Paid Legal Services associates,” said Keith Davis, PPL’s manager of Group Marketing and the coordinator for the APT events. “Based on internal research, we have found that associates who participate in the APT out perform non-participating associates by a considerable margin. In the month following an APT event, participating associates outsell non-participating associates in new memberships by a margin of 14 to one and recruit more new associates by a margin of six to one,” Davis said.
Through February 20, 2010, 50 separate first quarter 2010 APT events have been conducted and the remaining 15 events will be held on Saturday, February 27 at various U.S. and Canadian locations such as, Florida; Hillside, Illinois; Baton Rouge, Louisiana; Phoenix, Arizona; and Toronto, Ontario.
Other quarterly APT events for 2010 are scheduled for May 15, August 21 and November 13. The fee for the APT is $20.
About PPL — We believe our products are one of a kind, life events legal service plans. Our plans provide for legal service benefits provided through a network of independent law firms across the U.S. and Canada, and include unlimited attorney consultation as well as will preparation, traffic violation defense, automobile-related criminal charges defense, letter writing, document preparation and review and a general trial defense benefit. We have an identity theft restoration product we think is also one of a kind because of the combination of outside vendors and our provider law firms. More information about us and our products can be found at our homepage at http://www.prepaidlegal.com.
Forward-Looking Statements — Statements in this press release, other than purely historical information, regarding our future plans and objectives and expected operating results, dividends and share repurchases and statements of the assumptions underlying such statements, constitute forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934. The forward-looking statements contained herein are based on certain assumptions that may not be correct. They are subject to risks and uncertainties incident to our business that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties are described in the reports and statements filed by us with the Securities and Exchange Commission, including (among others) those listed in our Form 10-K, Form 10-Q and Form 8-K, and include the risks that our membership persistency or renewal rates may decline, that we may not be able to continue to grow our memberships and earnings, that we are dependent on the continued active participation of our principal executive officer, that pending or future litigation may have a material adverse effect on us if resolved unfavorably to us, that we may have compromises of our information security, that consumer purchases of discretionary items may be impacted by a downturn in the economy, that we could be adversely affected by regulatory developments, that competition could adversely affect us, that we are substantially dependent on our marketing force, that our stock price may be affected by short sellers, that we have been unable to increase our employee group membership sales, that our active premium in force is not indicative of future revenue as a result of changes in active memberships from cancellations and additional membership sales and that we have repurchased more than half of our outstanding shares. Please refer to pages 16 through 19 of our 2009 Form 10-K for a more complete description of these risks. We undertake no duty to update any of the forward looking statements in this release.
CONTACT:
George Snyder of Pre-Paid Legal Services, Inc.,
1-580-421-6339, cell, 1-580-310-4067
georgesnyder@pplsi.com
Tagged Advanced Product Training, Attorney consultation, Employee Groups, Employer benefits, Group Specialists, Independent law firms, Life Events, Pre-paid legal Services, Pre-Paid Legal Training, Press Release, Product Training, Provider law firms, Sccessful Business, Securities and Exchange Commission, Small Business, Small Business Plan, technorati, technorati.com, Vraffic Violation Defense
Largest White Collar Crime in America – Identity Theft Are You Protected?
Are you protected by the Largest White Collar Crime in American history? 1 in every 6 American’s will be affected. What can you do to protect yourself and your family from the identity thieves who right now are looking for their next victim.
Look I don’t want you to believe me... I actually want you to take it upon yourself to learn more about identity theft and how you’re at risk and what you can do about it. Here is a link to the Federal Trade Commission, this site is dedicated solely to fight back against identity theft and educating the public on the problem that is only going to get worse.. here’s the link: www.ftc.gov/idtheft
After you’ve checked-out the link above then view our video below and see what you can do to protect you and your family. Oh and when I mention family I’m also talking about your children. Right now ID Thieves are stealing minors identities because they are not detected as quickly.
By the way… Are you saying to yourself “I have Bad Credit Already they can’t make it Worse”…. What about your Criminal Record? Your Medical Record? Your Employment Record… these identities can also be stolen. Do your research!
Pre-Paid Legal & Identity Theft Protection Plans – These bloopers are hilarious
CLICK HERE To Get Started and to Protect You and Your Family Today!
For more details complete the form below:
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Employee Benefits Specialist
Insurance Agents in the US and Canada now have a tremendous opportunity to help their clients and to increase their income.
Insurance professionals are needed to open untapped markets with our cutting-edge voluntary employee benefit Pre-Paid Legal & Identity Theft benefits.
General Agents, Group Specialists and Independent Insurance Agents are able to generate high commissions marketing our Pre-paid Legal Memberships.
Insurance Sales Managers are needed to build team through-out the US and Canada.
- Everyone needs what we have.
- It’s affordable.
- They need it now.
- And they can only get it from you.
Most insurance products you buy and hope you never use, but when you use them you’re glad you have them.
Most insurance products are good to have but they are not a now benefit.
In a bad economy people cut out things that they are not using “now”.
You can use our products immediately!
The economy makes our products hard for people to live without… because they can use them NOW!
The employee and the employers benefit from our products now.
It doesn’t cost the employer a dime… but it benefits them right now!
To find our more about our Now Benefits and our career opportunities visit:
http://www.lifeeventsins.com
Become a Now Benefit Specialist Today!
Tagged Bad economy, Career opportunities v, Employee, Employee Benefits Specialist, Employer benefits, General Agents, Group Specialists, High commissions, http://www.lifeeventsins.com, Identity Theft benefits, Independent Insurance Agents, Insurance Agents, Insurance products, Insurance professionals, Insurance Sales Managers, Now benefit, Pre-paid Legal Memberships, technorati, technorati.com
Think and Grow Rich – Three Feet From Gold
By: Charles Bell
I am currently reading Think and Grow Rich – Three Feet From Gold by Author Greg S. Reid which is the sequel to the world famous Think and Grow Rich which sold over 100 million copies.
I’m really enjoying this book and I would highly recommend it.
Star Alerts- Greg S. Reid Author of Three Feet From Gold – Awesome video clips here
Greg S. Reid Talking About Three Feet From Gold – Click here for more free videos
Whoever, you are wherever you are never give up, never quit! Persist until you succeed.
Three Feet Away, Three Feet From Gold, Bob Proctor – These bloopers are hilarious
We are looking for like minded people who want to succeed in life, who wanted to grow personally and who want to help others grow and prosper. If that’s you, we’d love to hear from you.
May God be with you on your journey, enjoy the ride.
Medical Identity Theft on the Rise
Medical identity theft occurs when someone uses your personal information without your knowledge or consent to obtain, or receive payment for, medical treatment, services, or goods. Victims of medical identity theft may find that their medical records are inaccurate, which can have a serious impact on their ability to obtain proper medical care and insurance benefits.
Medical identity theft is becoming one of the biggest dangers that most people are
totally unaware of.
There are several different forms of Medical identity theft. Identity thieves may obtain names, and social security numbers of victims that have used their information to receive emergency medical care. Stolen medical insurance information, includes member ID’s and policy numbers that are used by these id thieves. Another way that id’s can be stolen and maybe even the most alarming, is medical office employees stealing personal data from patients by way of the office computers and then sell the information to people on the black market. There’s one notorious case were a clerk at a Florida clinic made over 2 million dollars stealing the records of 1,000′s of different Medical patients.
Some critics point to a lack of sufficient electronic safeguards which is one of the main causes and an ever increasing type of medical-related identity theft.
President Obama has a plan to electronically store everyone’s health care records over the next few years. Most of these records will be shipped overseas to have this work done. The systems is going to need a complete overhaul in order to prevent future problems.
The question is; “Do you really trust outside sources to protect your identity”? I don’t know about you but I don’t. That’s why I have and promote Pre-Paid Legal’s Identity Theft Shield. Unlike LifeLock™, PPL – Identity Theft Shield will actually restore your identity if you give them the POA to do so.
The following safeguards are recommended for any medical beneficiaries to protect their medial ID’s.
To detect medical identity theft, consider the following steps:
• Closely monitor any “Explanation of Benefits” sent by public or private health insurers. If anything appears wrong, raise questions with the insurer or the provider. Do not assume that there are no problems simply because you may not owe any money.
• Once a year (or more often, if you believe there is cause for concern), request a listing of benefits paid in your name by any health insurers that might have made such payments on your behalf.
• Monitor your credit reports with the nationwide credit reporting companies – Equifax, Experian, and TransUnion – to identify reports of medical debts.
You also have rights under federal law that can assist you in correcting inaccurate medical records.
These rights are described in greater detail at http://www.hhs.gov/ocr/hipaa.
They include:
• The right to request copies of your current medical files from each health care provider.
• The right to have your medical records amended to remove inaccurate or incomplete information.
• The right to an accounting of disclosures – a record of who has been given access to your medical records – from your health care providers and health insurers. This is very important in tracking down where inaccurate information may have been sent.
• The right to file a complaint with the Office of Civil Rights at the federal Department of Health and Human Services if a health care provider does not comply with these rights. In addition, many hospitals have ombudsmen or patient advocates who may be able to help you obtain medical records or provide access to information.
Please be aware that there may be fees for copying and postage if you request copies of your medical records.
Please see http://www.hhs.gov/ocr/hipaa for more information.
Protecting Your Childs Privacy
Whether to study or socialize, play games or learn something new, it’s likely your kids are spending time online. And as a parent, chances are that you’re spending time thinking about ways to make sure they make smart and safe choices when they do. Among the many choices they’re faced with online is how to deal with their personal information.
The Children’s Online Privacy Protection Act – COPPA – gives parents control over what information websites can collect from their kids. Any website for kids under 13, or any general site that collects personal information from kids it knows are under 13, is required to comply with COPPA. The Federal Trade Commission, the nation’s consumer protection agency, enforces this law.
Thanks to COPPA, sites have to get a parent’s permission if they want to collect or share your kids’ personal information, with only a few exceptions. That goes for information sites ask for up-front, and information your kids choose to post about themselves. Personal information includes your child’s full name, address, email address, or cell phone number.
Under COPPA, sites also have to post privacy policies that give details about what kind of information they collect from kids — and what they might do with it (say, to send a weekly newsletter, direct advertising to them, or give the information to other companies). If a site plans to share the child’s information with another company, the privacy policy must say what that company will do with it. Links to the policies should be in places where they’re easy to spot.
What Can You Do?
Your kids’ personal information and privacy are valuable — to you, to them, and to marketers. Here’s how to help protect your kids’ personal information when they’re online.
Check out sites your kids visit. If a site requires users to register, see what kind of information it asks for and whether you’re comfortable with what they tell you. If the site allows kids to post information about themselves, talk to your child about the risks and benefits of disclosing certain information in a public forum. You also can see whether the site appears to be following the most basic COPPA requirements, like clearly posting its privacy policy for parents and asking for parental consent before kids can participate.
Take a look at the privacy policy. Just because a site has a privacy policy doesn’t mean it keeps personal information private. The policy should tell you what the site does with the information it collects; then, you can decide how you feel about it. Remember, if the policy says there are no limits to what it collects or who gets to see it, there are no limits.
Ask questions. If you’re not clear on a site’s practices or policies, ask about them. If the site falls under COPPA, the privacy policy has to include contact information for the site manager.
Be selective with your permission. In many cases, websites need your okay before they’re allowed to collect personal information from your kids. They may ask for your permission in a number of ways, including by email or postal mail. Or, you may give your consent by allowing them to charge your credit card. In addition to considering when to give your permission, consider how much consent you want to give — in many cases, it’s not all or none. You might be able to give the company permission to collect some personal information from your child, but say no to having that information passed along to another marketer.
Know your rights.
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As a parent, you have the right to have a site delete any personal information it has about your child. Some sites will let you see the information they’ve collected. But first, they’ll need to make sure you really are the parent, either by requiring a signed form or an email with a digital signature, for example, or by verifying a charge made to your credit card. You also have a right to take back your consent and have any information collected from your child deleted.
Report a website. If you think a site has collected or disclosed information from your kids or marketed to them in a way that violates the law, report it to the FTC at ftc.gov/complaint or 1-877-FTC-HELP (382-4357).
More Tips For Parents
Talk, and talk often. Make sure your kids know what information should be private, and what information might be appropriate for sharing. When they give out their personal information, they give up control of who can reach them, whether it’s with a marketing message or something more personal. On the other hand, sharing some personal information may allow them to participate in certain activities or to get emails about promotions and events they’re interested in.
Depending on what they do online, also remind your kids that once they post information online, they can’t take it back. Even if they delete the information from a site, older versions may exist on other people’s computers and be circulated online.
Know what sites your kids go to. Talk with your kids about the sites they like to visit. Do some exploring on your own to get to know how the sites work and what privacy settings and controls they offer.
Make agreements. Be sure your kids know what your family has decided is okay — and not okay — to divulge online. Consider writing down a list of the rules your family has agreed on, and posting them where everyone can see them.
Let your kids know you’ll keep an eye on the sites they visit. One option is to check your browser history and temporary files, though keep in mind that older kids may know how to delete these files or keep them from getting recorded. If you’d like more controls, check to see what privacy settings your browser offers or consider software that offers a range of controls. Visit the GetNetWise website to learn more.
Know how your kids get online. Kids may get online using your family computer or someone else’s, as well as through cell phones and game consoles. Know what limits you can place on your child’s cell phone — some companies have plans that limit downloads, Internet access, and texting on cell phones; other plans allow kids to use those features at certain times of day. Check out what parental controls are available on the gaming consoles your kids use, as well.
For More Information
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
Visit OnGuardOnline.gov for more tips on securing your computer, protecting personal information whether you’re using a wireless connection or a traditional one, and guarding against Internet fraud. OnGuardOnline.gov is maintained by the Federal Trade Commission, the nation’s consumer protection agency.















