A True Story of Identity Theft: Michelle Brown’s Terrifying Experience

By Charles | January 18, 2010 - 1:58 am | identity theft awareness, Identity Theft Shield, True Stories, Videos

[caption id="attachment_259" align="alignleft" width="300" caption="Identity Theft: The Michelle Brown Story"][/caption]

In the time it takes you to read this post, someone could steal your life.

Well, that’s exactly what happens to Michelle Brown. When her personal information is stolen and falls into the wrong hands, Michelle discovers that someone else has taken over her identity and is wreaking total havoc in her world. This is an eye-opening true story they even made a movie about it; Identity Theft: The Michelle Brown Story. We watched it tonight on LMN.tv

Check out this true story on how Identity Theft ruined her life (and all the more terrifying because of it!). It really brings home how terrible this crime can be upon innocent victims.

Based on a true story of Michelle Brown whose identity is stolen by a stranger. Michelle Brown goes into an office one day to fill out a simple rental form, then handed it to the receptionist, she never dreamed that her information would fall into the wrong hands. As Michelle keeps receiving hefty bills for services and merchandise she never purchased, it doesn’t take her long to figure out that someone has stolen her identity, and is determined to take over her life, no matter the cost. But when a warrant is issued for the arrest of the impostor, the real Michelle is wrongly accused. With her life escalating out of control, Michelle must regain her own self to confront her nemesis, and appeal to the U.S. Senate for more concise identity theft laws.

Can you imagine how terrifying this must have been for her? I know if it were me I’d been freaked out. I mean getting arrested for something I had nothing to do with and then have to prove it really wasn’t me is scary.

Verbal Testimony by Michelle Brown:

U.S. Senate Committee Hearing on the Judiciary Subcommittee on Technology, Terrorism and Goverment Information — “Identity Theft: How to Protect and Restore Your Good Name”
July 12, 2000

Senator Jon Kyl, Chairman
Senator Dianne Feinstein

Mr. Chairman and Members of the Committee,

I am pleased to be in your presence today and I genuinely thank you for the opportunity to elevate the invasive crime known as identity theft. This is a topic that I am unfortunately, intimately familiar with.

My name is Michelle Brown. I am 29 years old and have been working in the disciplined field of international banking for the last 7 years. I am an ambitious and hard-working individual; I’m certain that I am much like any of your cousins, your nieces, your daughters. I believe that I strongly represent any average, respectable citizen of the United States. However, there is one clear-cut issue that separates me from nearly the rest of the population: I have lived and breathed the nightmare of identity theft. I will tell you first-hand, this is a devastation beyond any outsiders’ comprehension, a nearly unbearable burden that no one should ever have to suffer.

Imagine establishing credit at age 17, and building a perfect credit profile over the next 11 years. Imagine working consistently since age 15, helping to finance your education at an accredited University to advance your future success in life. Imagine never having been in trouble with the law. Imagine the violation you would internalize as you realize some vile individual you have never met nor wronged, has taken everything you have built-up from scratch to grossly use and abuse your good name and unblemished credit profile.

That’s precisely what happened to me. I discovered this new blackened reality on January 12, 1999, when a Bank of America representative called me inquiring about the first payment on a brand new truck, which had been purchased just the previous month. I immediately placed fraud alerts on my credit reports, cancelled all credit cards, and even placed a fraud alert on my Driver’s License number. From that day forward, I unearthed the trail of this menace’s impersonation and attempted to work with the current faulty system to protect myself from any further abuse. The system clearly failed me.

To summarize, over a year and a half from January 1998 through July 1999, one individual impersonated me to procure over $50,000 in goods and services. Not only did she damage my credit, but she escalated her crimes to a level that I never truly expected: she engaged in drug trafficking. The crime resulted in my erroneous arrest record, a warrant out for my arrest, and eventually, a prison record when she was booked under my name as an inmate in the Chicago Federal Prison.

The impersonation began with the perpetrator’s theft of my rental application from my landlord’s property management office in January 1998. Immediately, the perpetrator set up cellular service, followed by residential telephone and other utility services, attempted to obtain timeshare financing and department store credit cards, purchased a $32,000 truck, had nearly $5,000 worth of liposuction performed to her body, and even rented properties in my name including signing a year lease. Not only did this person defraud the Department of Motor Vehicles in obtaining a duplicate drivers’ license (with my name and number) in October 1998, but she even presented herself as me with this identification to the DEA and before a federal judge when she was caught trafficking 3,000 pounds of marijuana in May 1999.

She remained a fugitive for almost 6 months while still assuming my name– and was finally turned in by an acquaintance in July 1999.

Months later – in September 1999 – I was stopped at LAX’s Customs after returning from a vacation in Mexico (after she was already in prison). While I explained my innocence to several agents in a stream of tears, and as I attempted to clearly distinguish this Michelle Brown from the “other Michelle Brown” with a criminal record, I was blatantly treated with strong suspicion. I was, as is typical for an identity fraud victim, guilty until proven innocent. I was finally let go after an hour, after the police were called to vouch for me. This situation reinforced my fear that I may be wrongly identified as the criminal, which could end up with my arrest, or worse yet, being taken into custody to serve time in jail. After having seen so many inefficiencies and blatant errors in the system, I feel no assurance nor can I receive any concrete evidence from authorities that this type of insane mix-up would never happen again.

It was tormenting to know someone was in essence living the good life at my expense, and I was left in the dust with the taxing chore of proving my innocence. The restoration of my credit and my good name was a seemingly never-ending process. I was forced to make literally thousands of phone calls, fill out various forms, submit all sorts of documents, and have many documents notarized. Without a doubt, I was entirely consumed with the whole painstaking process. I gained nothing from putting over 500 hours into the chore of restoration; all in all, it was an exhausting waste of a good person’s time and a massive drain on my life and energy. At one point, I even feared my safety after I learned that the perpetrator had previously been linked with a convicted murderer. The whole identity fraud experience was, by far, the darkest, most challenging and terrifying chapter of my life.

I faced many difficulties in clearing my name, and I still face the fear that I will forever be linked with the perpetrator’s criminal record. I have encountered widespread inefficiency and general insensitivity at nearly every turn, and know that there are most definitely not enough dedicated resources and governmental authorities to assist victims and to simplify the burden on the innocent’s life.

Clearly changes need to be made. The Government not only needs to promote initiatives to shorten and simplify restoration of one’s name and credit, but also to facilitate early detection and termination of an abused name, and most importantly, to deter criminals from the lure of such an easy crime by enforcing swift and severe punishment.

I think that Senator Feinstein’s Identity Theft Prevention Act of 2000 is definitely a positive initiative and will put the legislation in the right direction to fight this crime. I support the two corresponding bills and recommend the enforcement of such initiatives.

I came here today because I feel responsible to limit the abuse of other innocent’s names and their lives. I know how terribly tormenting it is to be a victim. I am living proof that identity theft is a very real crime, with very real victims, and true life-altering consequences. It’s astounding that my life-long discipline to be a law abiding citizen, and to have the diligence to establish perfect credit, was reversed so easily, so quickly, simply because I represent the perfect victim in a criminal’s eyes. This crime is clearly on the rise, and no one at this time is completely protected from becoming the next victim.

I realize the scenario of becoming an identity fraud victim seems entirely far-fetched and implausible to many of you. I know the feeling. I was once in your shoes.

I thank you for your time and for the opportunity to present my story and views today. I hope it is clear now that many changes need to effected to the current system to combat this crime and protect victims. This fact is crystal clear in my mind.

Thank you.

Michelle Brown

Source: http://www.privacyrights.org/cases/victim9.htm

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Protecting Your Childs Privacy

By Charles | January 16, 2010 - 2:23 am | Child Identity Theft, identity theft awareness, Identity Theft Shield, Self Help

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Whether to study or socialize, play games or learn something new, it’s likely your kids are spending time online. And as a parent, chances are that you’re spending time thinking about ways to make sure they make smart and safe choices when they do. Among the many choices they’re faced with online is how to deal with their personal information.

The Children’s Online Privacy Protection Act – COPPA – gives parents control over what information websites can collect from their kids. Any website for kids under 13, or any general site that collects personal information from kids it knows are under 13, is required to comply with COPPA. The Federal Trade Commission, the nation’s consumer protection agency, enforces this law.

Thanks to COPPA, sites have to get a parent’s permission if they want to collect or share your kids’ personal information, with only a few exceptions. That goes for information sites ask for up-front, and information your kids choose to post about themselves. Personal information includes your child’s full name, address, email address, or cell phone number.

Under COPPA, sites also have to post privacy policies that give details about what kind of information they collect from kids — and what they might do with it (say, to send a weekly newsletter, direct advertising to them, or give the information to other companies). If a site plans to share the child’s information with another company, the privacy policy must say what that company will do with it. Links to the policies should be in places where they’re easy to spot.

What Can You Do?
Your kids’ personal information and privacy are valuable — to you, to them, and to marketers. Here’s how to help protect your kids’ personal information when they’re online.

Check out sites your kids visit. If a site requires users to register, see what kind of information it asks for and whether you’re comfortable with what they tell you. If the site allows kids to post information about themselves, talk to your child about the risks and benefits of disclosing certain information in a public forum. You also can see whether the site appears to be following the most basic COPPA requirements, like clearly posting its privacy policy for parents and asking for parental consent before kids can participate.

Take a look at the privacy policy. Just because a site has a privacy policy doesn’t mean it keeps personal information private. The policy should tell you what the site does with the information it collects; then, you can decide how you feel about it. Remember, if the policy says there are no limits to what it collects or who gets to see it, there are no limits.

Ask questions. If you’re not clear on a site’s practices or policies, ask about them. If the site falls under COPPA, the privacy policy has to include contact information for the site manager.

Be selective with your permission. In many cases, websites need your okay before they’re allowed to collect personal information from your kids. They may ask for your permission in a number of ways, including by email or postal mail. Or, you may give your consent by allowing them to charge your credit card. In addition to considering when to give your permission, consider how much consent you want to give — in many cases, it’s not all or none. You might be able to give the company permission to collect some personal information from your child, but say no to having that information passed along to another marketer.

Know your rights.

Report a website. If you think a site has collected or disclosed information from your kids or marketed to them in a way that violates the law, report it to the FTC at ftc.gov/complaint or 1-877-FTC-HELP (382-4357).

More Tips For Parents
Talk, and talk often. Make sure your kids know what information should be private, and what information might be appropriate for sharing. When they give out their personal information, they give up control of who can reach them, whether it’s with a marketing message or something more personal. On the other hand, sharing some personal information may allow them to participate in certain activities or to get emails about promotions and events they’re interested in.

Depending on what they do online, also remind your kids that once they post information online, they can’t take it back. Even if they delete the information from a site, older versions may exist on other people’s computers and be circulated online.

Know what sites your kids go to. Talk with your kids about the sites they like to visit. Do some exploring on your own to get to know how the sites work and what privacy settings and controls they offer.

Make agreements. Be sure your kids know what your family has decided is okay — and not okay — to divulge online. Consider writing down a list of the rules your family has agreed on, and posting them where everyone can see them.

Let your kids know you’ll keep an eye on the sites they visit. One option is to check your browser history and temporary files, though keep in mind that older kids may know how to delete these files or keep them from getting recorded. If you’d like more controls, check to see what privacy settings your browser offers or consider software that offers a range of controls. Visit the GetNetWise website to learn more.

Know how your kids get online. Kids may get online using your family computer or someone else’s, as well as through cell phones and game consoles. Know what limits you can place on your child’s cell phone — some companies have plans that limit downloads, Internet access, and texting on cell phones; other plans allow kids to use those features at certain times of day. Check out what parental controls are available on the gaming consoles your kids use, as well.

For More Information
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

Visit OnGuardOnline.gov for more tips on securing your computer, protecting personal information whether you’re using a wireless connection or a traditional one, and guarding against Internet fraud. OnGuardOnline.gov is maintained by the Federal Trade Commission, the nation’s consumer protection agency.

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HOW TO FIGHT BACK AGAINST IDENTITY THEFT

By Charles | January 12, 2010 - 2:03 am | identity theft awareness, Identity Theft Shield, Self Help

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COMMON WAYS ID THEFT HAPPENS:
Skilled identity thieves use a variety of methods to steal your personal information, including:

1.Dumpster Diving. They rummage through trash looking for bills or other paper with your personal information on it.
2.Skimming. They steal credit/debit card numbers by using a special storage device when processing your card.
3.Phishing. They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
4.Changing Your Address. They divert your billing statements to another location by completing a “change of address” form.
5.”Old-Fashioned” Stealing. They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records from their employers, or bribe employees who have access.

DETER
Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.

Deter identity thieves by safeguarding your information.

Shred financial documents and paperwork with personal information before you discard them.
Protect your Social Security number. Don’t carry your Social Security card in your wallet or write your Social Security number on a check. Give it out only if absolutely necessary or ask to use another identifier. Don’t give out personal information on the phone, through the mail, or over the Internet unless you know who you are dealing with.

Never click on links sent in unsolicited emails; instead, type in a web address you know. Use firewalls, anti-spyware, and anti-virus software to protect your home computer; keep them up-to-date. Visit OnGuardOnline.gov for more information.

Don’t use an obvious password like your birth date, your mother’s maiden name, or the last four digits of your Social Security number.
Keep your personal information in a secure place at home, especially if you have roommates, employ outside help, or are having work done in your house.

DETECT

Detect suspicious activity by routinely monitoring your financial accounts and billing statements.
Be alert to signs that require immediate attention:
Bills that do not arrive as expected
Unexpected credit cards or account statements
Denials of credit for no apparent reason
Calls or letters about purchases you did not make

Inspect:

Your credit report. Credit reports contain information about you, including what accounts you have and your bill paying history.

The law requires the major nationwide consumer reporting companies—Equifax, Experian, and TransUnion—to give you a free copy of your credit report each year if you ask for it.

Visit www.AnnualCreditReport.com or call 1-877-322-8228, a service created by these three companies, to order your free credit reports each year. You also can write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Your financial statements. Review financial accounts and billing statements regularly, looking for charges you did not make.

DEFEND

Defend against ID theft as soon as you suspect it.
Place a “Fraud Alert” on your credit reports, and review the reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:

Equifax: 1-800-525-6285

Experian: 1-888-EXPERIAN (397-3742)

TransUnion: 1-800-680-7289

Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven’t
contacted, accounts you didn’t open, and debts on your accounts that you can’t explain.

Close accounts. Close any accounts that have been tampered with or established fraudulently.

Call the security or fraud departments of each company where an account was opened or changed without your okay. Follow up in writing, with copies of supporting documents.

Use the ID Theft Affidavit at ftc.gov/idtheft to support your written statement.

Ask for verification that the disputed account has been closed and the fraudulent debts discharged.

Keep copies of documents and records of your conversations about the theft.

File a police report. File a report with law enforcement officials to help you with creditors who may want proof of the crime.

Report the theft to the Federal Trade Commission. Your report helps law enforcement officials across the country in their investigations.

Online: ftc.gov/idtheft

By phone: 1-877-ID-THEFT (438-4338) or TTY, 1-866-653-4261

By mail: Identity Theft Clearinghouse, Federal Trade Commission, Washington, DC 20580
To learn more about ID theft and how to deter, detect, and defend against it, visit ftc.gov/idtheft. Or request copies of ID theft resources by writing to:

Consumer Response Center
Federal Trade Commission
600 Pennsylvania Ave., NW, H-130
Washington, DC 20580

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

Identity Theft Shield Helps Guard Against Identity Theft. This membership gives you easy access to the resources you need to fight back against an identity thief that threats you. This service is designed to alert you to certain activities and to restore resulting damage to
your name and credit history. For more information visit www.lifeeventsins.com

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FTC Staff Seeks Your Comments on Credit Freezes

By Charles | January 11, 2010 - 1:49 am | identity theft awareness, Identity Theft Shield, News

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Released: January 10, 2008

FTC Staff Seeks Your Comments on Credit Freezes:

The Impact and Effectiveness Federal Trade Commission staff is seeking comments on the impact and effectiveness of credit freezes as part of a multi-pronged approach to combat identity theft.

There are thirty-nine states and the District of Columbia have enacted laws providing consumers the right to place credit freezes, and each of the three nationwide consumer reporting agencies (“CRAs”) is offering a commercially-developed credit freeze option. In general, once a consumer initiates a credit freeze with a CRA, the freeze prevents that CRA from releasing a consumer report (i.e., a credit report) about that consumer unless the consumer temporarily lifts or permanently removes the freeze. A credit freeze may help prevent identity thieves from opening new accounts in consumers’ names, because businesses typically will not extend new credit (or provide certain other benefits) without first viewing the consumer’s credit report.

Back in April 2007, the President’s Identity Theft Task Force (“Task Force”) issued a strategic plan to make the federal governments effort’s more effective and efficient in the areas of identity theft awareness, prevention, detection, and prosecution, www.idtheft.gov/reports/StrategicPlan.pdf. As part of its strategic plan, the Task Force recommended that the FTC, with support from the Task Force member agencies, assess the impact and effectiveness of credit freeze laws and report on the results, in order to assist policymakers in considering the appropriateness of a federal credit freeze law.

The Commission staff invites interested parties (you) to submit written comments on the impact and effectiveness of state credit freeze laws, as well as the credit freeze options offered by the nationwide consumer reporting agencies. Comments must be received on or before February 25, 2008. For detailed information on how to submit comments and the specific questions and topics FTC staff would like addressed in the comments, please see: http://www.ftc.gov/opa/2008/freeze.pdf.

MEDIA CONTACT:
Office of Public Affairs
202-326-2180

To protect yourself and your family you may want to consider purchasing Identity Theft Shield - From Pre-Paid Legal Services Inc.
Click here to secure your protection now!

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Pre-Paid Legal Announces 2009 4th Quarter & Year-End Results

By Charles | January 8, 2010 - 2:59 am | News, NYSE, PPD Quarterly Report, PPD Year End Results

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Year 2009 New Memberships Produced Up 2.9%, New Sales Associates Enrolled Up 52.2%

ADA, Okla., Jan. 4 /PRNewswire-FirstCall/ — Pre-Paid Legal Services, Inc. (NYSE: PPD) reported new memberships produced and new sales associates enrolled for the fourth quarter and for the year ended December 31, 2009. During the 4th quarter of 2009, new sales associates enrolled increased 89.4% to 61,623 from the 32,533 enrolled in the 4th quarter of 2008 and new memberships produced increased 11.8% to 148,248 during the 2009 quarter compared to 132,641 for the 2008 quarter.

For the year 2009, new sales associates enrolled increased 52.2% to 186,064 compared to 122,255 enrolled during 2008 while new memberships produced were 568,095, up 2.9% from 552,327. Our active memberships decreased less than 1.0% during 2009 from 1,559,154 to 1,547,585. From the 3rd quarter of 2009 to the 4th quarter of 2009, our active memberships increased by 2,030 memberships.

	Three Months Ended:			Year Ended:
New Memberships:	12/31/2009	9/30/2009	12/31/2008	12/31/2009	12/31/2008
New legal service membership sales	139,076	166,377	124,629	541,138	521,522
New "stand-alone" IDT membership sales	9,172	8,645	8,012	26,957	30,805
Total new membership sales	148,248	175,022	132,641	568,095	552,327
New "add-on" IDT membership sales	85,095	112,653	85,221	348,607	344,869
Average Annual Membership fee	$316.87	$325.60	$321.00	$322.77	$324.52
Active Memberships:
Active legal service memberships at end of period	1,454,661	1,455,492	1,469,315	1,454,661	1,469,315
Active "stand-alone" IDT memberships at end of period (see note below)	92,924	90,063	89,839	92,924	89,839
Total active memberships at end of period	1,547,585	1,545,555	1,559,154	1,547,585	1,559,154
Active "add-on" IDT memberships at end of period (see note below)	711,131	710,795	680,862	711,131	680,862
New Sales Associates:
New sales associates recruited	61,623	75,398	32,533	186,064	122,255
Average enrollment fee paid by new sales associates	$71.31	$79.31	$49.02	$87.41	$71.53
Average Membership fee in force:
Average Annual Membership fee	$302.51	$302.86	$300.80	$302.51	$300.80
Note – reflects 4,494 net transfers from "add-on" status to "stand-alone" status during the 2009 4th quarter

Our total active membership premium in force decreased less than 1% to $468.2 million at December 31, 2009 from $469 million at December 31, 2008. The membership persistency rate (defined as the number of memberships in force at the end of a 12 month period as a percentage of the total of memberships in force at the beginning of such period, plus new memberships sold during such period) was 72.8% for 2009.

Our fourth quarter 2009 corporate finance focus has again been on share repurchases. During the 4th quarter, we returned $35.9 million to shareholders through the repurchase of 902,697 shares of common stock, at an average per share price of $39.75. Since April 1999, we have returned $457.9 million to shareholders through the purchase of 15.1 million shares, average price of $30.32 per share, and $17.1 million in dividends for a combined total of more than $475 million representing more than 100 percent of our net earnings during the same timeframe. We have reduced the number of shares outstanding by approximately 57% from 23.6 million at March 31, 1999 to 10.1 million today.

We anticipate announcing our 2009 fourth quarter and annual earnings on February 22, 2010 after the market closes and hosting a conference call to discuss such earnings on February 24, 2010.

About Us – We believe our products are one of a kind, life events legal service plans. Our plans provide for legal service benefits provided through a network of independent law firms across the U.S. and Canada, and include unlimited attorney consultation as well as will preparation, traffic violation defense, automobile-related criminal charges defense, letter writing, document preparation and review and a general trial defense benefit. We have an identity theft restoration product we think is also one of a kind because of the combination of outside vendors and our provider law firms. More information about us and our products can be found at our homepage at http://www.prepaidlegal.com.

Forward-Looking Statements

Statements in this press release, other than purely historical information, regarding our future plans and objectives and expected operating results, dividends and share repurchases and statements of the assumptions underlying such statements, constitute forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934. The forward-looking statements contained herein are based on certain assumptions that may not be correct. They are subject to risks and uncertainties incident to our business that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties are described in the reports and statements filed by us with the Securities and Exchange Commission, including (among others) those listed in our Form 10-K, Form 10-Q and Form 8-K, and include the risks that our membership persistency or renewal rates may decline, that we may not be able to continue to grow our memberships and earnings, that we are dependent on the continued active participation of our principal executive officer, that pending or future litigation may have a material adverse effect on us if resolved unfavorably to us, that we may have compromises of our information security, that consumer purchases of discretionary items may be impacted by a downturn in the economy, that we could be adversely affected by regulatory developments, that competition could adversely affect us, that we are substantially dependent on our marketing force, that our stock price may be affected by short sellers, that we have been unable to increase our employee group membership sales, that our active premium in force is not indicative of future revenue as a result of changes in active memberships from cancellations and additional membership sales and that we have repurchased more than half of our outstanding shares. Please refer to pages 18 through 20 of our 2008 Form 10-K/A and pages 7 and 8 of our September 30, 2009 Form 10-Q for a more complete description of these risks. We undertake no duty to update any of the forward-looking statements in this release.

SOURCE Pre-Paid Legal Services, Inc.

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Pre-Paid Legal Money Making Product Funnel

By Charles | January 3, 2010 - 11:14 pm | Books

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Over half of all lawsuits target small businesses. Now you have an opportunity to help these business owners, their families and their employees. Today our services are needed now more than ever as abusive litigation runs rampant. America’s civil justice system is the world’s most expensive and our nation’s legal system is in crisis. The cost is taking a toll on everyone; American employers, consumers and working families. Now’s your chance to help your fellow Americans with PPD – Pre-Paid Legal Services, Inc. (NYSE).

Product & Service Available with Pre-Paid Legal Services:

CDLP- Commercial Drivers License Plan
Small Business Plan –
Group – Benefits Specialist provide group benefits to employees
Expanded Family Plan
Identity Theft Shield
GoSmallBiz.com Toolbox

Visit www.lifeeventsins.com for complete details.

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Internet Message Board Owner Sued for User-posted Message

By Charles | December 24, 2009 - 2:15 am | Lawsuit Abuse, Movies, Pre-Paid Legal, Videos

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The video below was produced by FacesofLawsuitAbuse.org.

In today’s litigious environment people are being sued for the craziest things. At Faces of Lawsuit Abuse you can find story after story of frivolous lawsuits that are costing business and ordinary people lots of money. With the economy the way it is lawsuits are expect to increase due to more and more people being out of work and having a need to survive.

Faces of Lawsuit Abuse

If you have a story to tell, let them know.
We’d also like you to post it here in the comments.

“It seems silly that we are the ones that have to pay for someone else’s shot at maybe making a lot of money.” -Chris Moser · Network 54 · Los Angeles, CA

While the Facesoflawsuitabuse.org does there part we can help you protect yourself, your family and your business. Visit www.prepaidlegal.com to learn more.

If you have a story to tell visit www.facesoflawsuitabuse.org
and comment on this post. Thanks in advance!

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