Author Archives: Charles

Pre-Paid Legal Services Advanced Product Training

  By Charles | March 2, 2010 - 10:33 pm | Advanced Product Training, Identity Theft Shield, News, Pre-Paid Legal, Press Release, Training
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    Press Release:

Pre-Paid Legal Services Launches Seventh Year of Advanced Product Training

Quarterly Training Program Offers Associates Road Map to Success

ADA, Okla., Feb. 26 /PRNewswire-FirstCall/ — On Saturday, Feb. 27, Pre-Paid Legal Services, Inc. (NYSE: PPD) will complete the first quarter 2010 program of Advanced Product Training (APT), an initiative designed to help PPL associates (the external sales organization) succeed in marketing PPL’s legal service product offerings to individuals, employee groups and small business owners throughout the U.S. and four provinces of Canada.

Since its launch in February 2004, more than 144,000 attendees have participated in APT events which are now held in more than 60 U.S. and Canadian markets served by PPL. On average, the quarterly events draw an estimated 6,000 attendees from among the base of independent PPL associates.

The four-hour program — the first in a series of in-service training and educational programs offered by PPL — includes detailed summaries on the company, its products and services, the member base and the independent provider law firm network. Of equal importance, the APT offers associates keys to success in building a successful business and in sustaining quality member relations. Each local market APT event is conducted by a PPL-qualified trainer and on average the trainers have nine years of experience with the company. Most APT events also include a presentation by an attorney from one of the 40 independent provider law firms that provide legal services to PPL members (customers).

“Advanced Product Training provides a concrete foundation for the success of Pre-Paid Legal Services associates,” said Keith Davis, PPL’s manager of Group Marketing and the coordinator for the APT events. “Based on internal research, we have found that associates who participate in the APT out perform non-participating associates by a considerable margin. In the month following an APT event, participating associates outsell non-participating associates in new memberships by a margin of 14 to one and recruit more new associates by a margin of six to one,” Davis said.

Through February 20, 2010, 50 separate first quarter 2010 APT events have been conducted and the remaining 15 events will be held on Saturday, February 27 at various U.S. and Canadian locations such as, Florida; Hillside, Illinois; Baton Rouge, Louisiana; Phoenix, Arizona; and Toronto, Ontario.

Other quarterly APT events for 2010 are scheduled for May 15, August 21 and November 13. The fee for the APT is $20.

About PPL — We believe our products are one of a kind, life events legal service plans. Our plans provide for legal service benefits provided through a network of independent law firms across the U.S. and Canada, and include unlimited attorney consultation as well as will preparation, traffic violation defense, automobile-related criminal charges defense, letter writing, document preparation and review and a general trial defense benefit. We have an identity theft restoration product we think is also one of a kind because of the combination of outside vendors and our provider law firms. More information about us and our products can be found at our homepage at http://www.prepaidlegal.com.

Forward-Looking Statements — Statements in this press release, other than purely historical information, regarding our future plans and objectives and expected operating results, dividends and share repurchases and statements of the assumptions underlying such statements, constitute forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934. The forward-looking statements contained herein are based on certain assumptions that may not be correct. They are subject to risks and uncertainties incident to our business that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties are described in the reports and statements filed by us with the Securities and Exchange Commission, including (among others) those listed in our Form 10-K, Form 10-Q and Form 8-K, and include the risks that our membership persistency or renewal rates may decline, that we may not be able to continue to grow our memberships and earnings, that we are dependent on the continued active participation of our principal executive officer, that pending or future litigation may have a material adverse effect on us if resolved unfavorably to us, that we may have compromises of our information security, that consumer purchases of discretionary items may be impacted by a downturn in the economy, that we could be adversely affected by regulatory developments, that competition could adversely affect us, that we are substantially dependent on our marketing force, that our stock price may be affected by short sellers, that we have been unable to increase our employee group membership sales, that our active premium in force is not indicative of future revenue as a result of changes in active memberships from cancellations and additional membership sales and that we have repurchased more than half of our outstanding shares. Please refer to pages 16 through 19 of our 2009 Form 10-K for a more complete description of these risks. We undertake no duty to update any of the forward looking statements in this release.

CONTACT:
George Snyder of Pre-Paid Legal Services, Inc.,
1-580-421-6339, cell, 1-580-310-4067
georgesnyder@pplsi.com

Largest White Collar Crime in America – Identity Theft Are You Protected?

  By Charles | February 27, 2010 - 8:03 pm | Child Identity Theft, identity theft awareness, Identity Theft Shield, Videos
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Are you protected by the Largest White Collar Crime in American history? 1 in every 6 American’s will be affected. What can you do to protect yourself and your family from the identity thieves who right now are looking for their next victim.

Look I don’t want you to believe me... I actually want you to take it upon yourself to learn more about identity theft and how you’re at risk and what you can do about it. Here is a link to the Federal Trade Commission, this site is dedicated solely to fight back against identity theft and educating the public on the problem that is only going to get worse.. here’s the link: www.ftc.gov/idtheft

After you’ve checked-out the link above then view our video below and see what you can do to protect you and your family. Oh and when I mention family I’m also talking about your children. Right now ID Thieves are stealing minors identities because they are not detected as quickly.

By the way… Are you saying to yourself “I have Bad Credit Already they can’t make it Worse”…. What about your Criminal Record? Your Medical Record? Your Employment Record… these identities can also be stolen. Do your research!


Pre-Paid Legal & Identity Theft Protection Plans – These bloopers are hilarious

CLICK HERE To Get Started and to Protect You and Your Family Today!

For more details complete the form below:

[quick_contact]

Most Admired CEO Harland C. Stonecipher Pre-Paid Legal Founder

  By Charles | February 22, 2010 - 9:50 pm | Pre-Paid Legal, Press Release
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Press Release:

Pre-Paid Legal Founder Honored as “Most Admired CEO”

Pre-Paid Legal Founder and CEO Harland C. Stonecipher was named one of Oklahoma’s top business leaders in the inaugural “Oklahoma’s Most Admired CEOs” program organized by an Oklahoma City-based business newspaper.

[caption id="attachment_453" align="alignnone" width="150" caption="CEO Harland Stonecipher"]Harland Stonecipher[/caption]

Stonecipher was awarded the top honor in the category of “Public companies with less than $500 million in annual revenue” at a gala event hosted by The Journal Record on Feb. 18 in Oklahoma City.

The publication’s top executive said that leaders honored with the award showed determination through tough economic times while possessing values that earned them respect from their employees, as well as business and civic communities.

In total, 39 business and non-profit leaders were nominated for the “Oklahoma’s Most Admired CEOs” awards in seven separate categories, including public and private companies, small businesses and non-profits. Honorees were selected by an independent industry panel.

“It is a distinct honor to be included among this exceptional group of Oklahoma’s most admired CEOs, and I’m gratified to receive the award in our designated public company category,” Stonecipher said. “From my perspective, this award represents the vision with which we created Pre-Paid Legal Services more than 37 years ago, as well as the hard work and dedication of all those who helped make this vision a reality.”

Employee Benefits Specialist

  By Charles | February 21, 2010 - 4:35 pm | Career Opportunities, Employee Benefits, Group Benefits, Identity Theft Shield, Now Benefits, Pre-Paid Legal, Videos, voluntary employee benefits
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Insurance Agents in the US and Canada now have a tremendous opportunity to help their clients and to increase their income.

Insurance professionals are needed to open untapped markets with our cutting-edge voluntary employee benefit Pre-Paid Legal & Identity Theft benefits.

General Agents, Group Specialists and Independent Insurance Agents are able to generate high commissions marketing our Pre-paid Legal Memberships.

Insurance Sales Managers are needed to build team through-out the US and Canada.

  • Everyone needs what we have.
  • It’s affordable.
  • They need it now.
  • And they can only get it from you.

Most insurance products you buy and hope you never use, but when you use them you’re glad you have them.

Most insurance products are good to have but they are not a now benefit.
In a bad economy people cut out things that they are not using “now”.

You can use our products immediately!

The economy makes our products hard for people to live without… because they can use them NOW!

The employee and the employers benefit from our products now.
It doesn’t cost the employer a dime… but it benefits them right now!

To find our more about our Now Benefits and our career opportunities visit:
http://www.lifeeventsins.com

Become a Now Benefit Specialist Today!

PrePaid Legal Scores High on Valideas Hot List Portfolio

  By Charles | February 15, 2010 - 9:08 pm | NYSE, Pre-Paid Legal, Press Release
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Press Release:

Need some proof the Pre-Paid Legal Services is a real company with real products and services?
Check out this press release.

Pre-Paid Legal  Scores High on Validea’s “Hot List” Portfolio

Ada, Okla., Jan. 12, 2010 – Pre-Paid Legal Services, Inc. (NYSE: PPD) has earned a position as one of the top 20 U.S. companies on Validea’s “Hot List” portfolio, a stock screening (selection) system that identifies the highest rated stocks from among 6,000 stocks tracked by Validea.com Validea utilizes a proprietary software system which is based on the investment strategies of 12 leading U.S. investors, such as Peter Lynch, Warren Buffett and Joel Greenblatt.

In a TheStreet.com article from Jan. 8, 2010, Validea’s Founder John Reese highlights Pre-Paid Legal Services, Inc. (PPD) for its overall ranking as the smallest of small cap (capitalization) companies on the list and specifically for its “impressive” ranking among three of Validea’s “Guru System” strategies, based on investment methodologies of Peter Lynch, Warren Buffett and Joel Greenblatt.

The Peter Lynch model utilizes a P/E/G ratio (price-to-earnings ratio relative to growth), which is a measure of how much investors are paying for growth. According this model, Reese said, “A P/E/G of 1.0 or less is acceptable, and 0.5 or below is really impressive.” Reese said, “Pre-Paid Legal Services’ P/E/G is an impressive 0.37.”

The Warren Buffett based strategy utilized in the “Guru System” projects an annual increase in stock value over a 10 year period. According to this investment model, an annual increase of 15 percent is acceptable. Reese has written that under the Warren Buffett based strategy, “Pre-Paid Legal Services is expected to earn its investors a remarkable 26.7 percent.“

PPD also garnered a high ranking in Validea’s “Guru System” strategy based on the approach of investor Joel Greenblatt. The Greenblatt strategy utilizes a ranking comparison of thousands of stocks based on earnings yield, or the earnings per share divided by the stock price, and return on capital, or how profitably a company utilizes its assets. Reese noted that according to this strategy, PPD ranked second among the 6,000 stocks tracked by Validea.com.

In a Kirk Report interview from 2009, John Reese commented on the “Guru System” and the 12 investment strategies that form the basis of the Validea system. “While each strategy is very different, they are all investing methodologies that determine whether or not the stock of a company is a good value based on the underlying fundamentals of the company.”

Commenting on the “Hot List” ranking, Pre-Paid Legal Services Founder and CEO Harland C. Stonecipher said, “The Validea.com report is encouraging both as an indication of Pre-Paid Legal Services’ value as a corporate investment and because it highlights our value proposition with approaches taken by world-class investors.”

PPD has recently been recognized as one of 20 undervalued small cap company stocks by Motley Fool analyst Anand Chokkavelu (October 31, 2009) and as the 4th highest rated stock among the 3,500 highest rated U.S. stocks, based on an October 2009 ranking by investor Joel Greenblatt (cited in RealMoney). This past year, PPD was also ranked 66 on the Forbes Magazine listing of “America’s 200 Best Small Companies.”

About PPD — We believe our products are one of a kind, life events legal service plans. Our plans provide for legal service benefits provided through a network of independent law firms across the U.S. and Canada, and include unlimited attorney consultation as well as will preparation, traffic violation defense, automobile-related criminal charges defense, letter writing, document preparation and review and a general trial defense benefit. We have an identity theft restoration product we think is also one of a kind because of the combination of outside vendors and our provider law firms. More information about us and our products can be found at our homepage at http://www.prepaidlegal.com.

Forward-Looking Statements — Statements in this press release, other than purely historical information, regarding our future plans and objectives and expected operating results, dividends and share repurchases and statements of the assumptions underlying such statements, constitute forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934. The forward-looking statements contained herein are based on certain assumptions that may not be correct. They are subject to risks and uncertainties incident to our business that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties are described in the reports and statements filed by us with the Securities and Exchange Commission, including (among others) those listed in our Form 10-K, Form 10-Q and Form 8-K, and include the risks that our membership persistency or renewal rates may decline, that we may not be able to continue to grow our memberships and earnings, that we are dependent on the continued active participation of our principal executive officer, that pending or future litigation may have a material adverse effect on us if resolved unfavorably to us, that we may have compromises of our information security, that consumer purchases of discretionary items may be impacted by a downturn in the economy, that we could be adversely affected by regulatory developments, that competition could adversely affect us, that we are substantially dependent on our marketing force, that our stock price may be affected by short sellers, that we have been unable to increase our employee group membership sales, that our active premium in force is not indicative of future revenue as a result of changes in active memberships from cancellations and additional membership sales and that we have repurchased more than half of our outstanding shares. Please refer to pages 18 through 20 of our 2008 Form 10-K/A and pages 7 and 8 of our September 30, 2009 Form 10-Q for a more complete description of these risks. We undertake no duty to update any of the forward looking statements in this release.

For More Information:

George Snyder
580-421-6339 (desk)
580-310-4067 (cell)
georgesnyder@pplsi.com
For More Information On Purchasing a Pre-Paid Legal Plan or
To Help Us Get The Word Out About Pre-Paid Legal Service visit: www.lifeeventsins.com or call:

Charles or Deb Bell
941-870-3614

Think and Grow Rich – Three Feet From Gold

  By Charles | February 11, 2010 - 10:00 pm | Books, Inspiration, Motivational
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By: Charles Bell

I am currently reading Think and Grow Rich – Three Feet From Gold by Author Greg S. Reid which is the sequel to the world famous Think and Grow Rich which sold over 100 million copies.

I’m really enjoying this book and I would highly recommend it.


Star Alerts- Greg S. Reid Author of Three Feet From Gold – Awesome video clips here


Greg S. Reid Talking About Three Feet From Gold – Click here for more free videos

Whoever, you are wherever you are never give up, never quit! Persist until you succeed.


Three Feet Away, Three Feet From Gold, Bob Proctor – These bloopers are hilarious

We are looking for like minded people who want to succeed in life, who wanted to grow personally and who want to help others grow and prosper. If that’s you, we’d love to hear from you.

May God be with you on your journey, enjoy the ride.

Medical Identity Theft on the Rise

  By Charles | February 6, 2010 - 3:07 pm | identity theft awareness, Identity Theft Shield, Medical Identity Theft
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Medical Identity Theft

Medical identity theft occurs when someone uses your personal information without your knowledge or consent to obtain, or receive payment for, medical treatment, services, or goods. Victims of medical identity theft may find that their medical records are inaccurate, which can have a serious impact on their ability to obtain proper medical care and insurance benefits.

Medical identity theft is becoming one of the biggest dangers that most people are
totally unaware of.

There are several different forms of Medical identity theft. Identity thieves may obtain names, and social security numbers of victims that have used their information to receive emergency medical care. Stolen medical insurance information, includes member ID’s and policy numbers that are used by these id thieves. Another way that id’s can be stolen and maybe even the most alarming, is medical office employees stealing personal data from patients by way of the office computers and then sell the information to people on the black market. There’s one notorious case were a clerk at a Florida clinic made over 2 million dollars stealing the records of 1,000′s of different Medical patients.

Some critics point to a lack of sufficient electronic safeguards which is one of the main causes and an ever increasing type of medical-related identity theft.

President Obama has a plan to electronically store everyone’s health care records over the next few years. Most of these records will be shipped overseas to have this work done. The systems is going to need a complete overhaul in order to prevent future problems.

The question is; “Do you really trust outside sources to protect your identity”? I don’t know about you but I don’t. That’s why I have and promote Pre-Paid Legal’s Identity Theft Shield. Unlike LifeLock™, PPL – Identity Theft Shield will actually restore your identity if you give them the POA to do so.

The following safeguards are recommended for any medical beneficiaries to protect their medial ID’s.

To detect medical identity theft, consider the following steps:

• Closely monitor any “Explanation of Benefits” sent by public or private health insurers. If anything appears wrong, raise questions with the insurer or the provider. Do not assume that there are no problems simply because you may not owe any money.
• Once a year (or more often, if you believe there is cause for concern), request a listing of benefits paid in your name by any health insurers that might have made such payments on your behalf.
• Monitor your credit reports with the nationwide credit reporting companies – Equifax, Experian, and TransUnion – to identify reports of medical debts.
You also have rights under federal law that can assist you in correcting inaccurate medical records.

These rights are described in greater detail at http://www.hhs.gov/ocr/hipaa.
They include:

• The right to request copies of your current medical files from each health care provider.

• The right to have your medical records amended to remove inaccurate or incomplete information.

• The right to an accounting of disclosures – a record of who has been given access to your medical records – from your health care providers and health insurers. This is very important in tracking down where inaccurate information may have been sent.

• The right to file a complaint with the Office of Civil Rights at the federal Department of Health and Human Services if a health care provider does not comply with these rights. In addition, many hospitals have ombudsmen or patient advocates who may be able to help you obtain medical records or provide access to information.

Please be aware that there may be fees for copying and postage if you request copies of your medical records.
Please see http://www.hhs.gov/ocr/hipaa for more information.

Click Here To Protect You Identity Today!

Join Prepaid Legal Today!

  By Charles | January 30, 2010 - 3:45 am | Financial Independence, Identity Theft Shield, Pre-Paid Legal, Team Training, Training, True Stories
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Looking to join Pre-Paid Legal Services Inc. ? You’ve come to the right place.. but first take the time to watch the video below.

Millions of North Americans are living paycheck-to-paycheck and looking for something that will allow them to earn more and break the cycle.

Now more than ever Prepaid Leagal Services, Inc may be your key to More Justice, More Time and More Financial Independence.

This video will expose a financial principle most people are unaware of ….. Residual Income!

    Get Paid Daily!

Pre-Paid Legal Private Business Reception
with Darnell Self & Brian Carruthers
Join Prepaid Lega Today! Get Paid Tomorrow!!

To get started and sign-up for Prepaid Lega visit www.lifeeventsins.com

Note: Misspelled Pre-Paid Legal Services Was Done Intentionally.
ie. prepaid lega

Top Five Most Ridiculous Lawsuits

  By Charles | January 25, 2010 - 12:06 am | Lawsuit Abuse, News, True Stories
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Here’s living proof that lawsuits are out of control.

In the Press Release below ILR has announced the top five vote getters of its 1st Annual Most Ridiculous Lawsuit of the Year Poll.

FOR IMMEDIATE RELEASE – December 30, 2009 
Contact: Mark Szymanski 
202-463-5874 

Top Five Most Ridiculous Lawsuits of 2009 Announced
Voters Give Top ‘Honor’ to Lawsuit Brought by Illegal Immigrants Who Sued Rancher for Turning Them Over to U.S. Border Patrol 

WASHINGTON, D.C.—The U.S. Chamber Institute for Legal Reform (ILR) announced today the top five vote getters of its 1st Annual Most Ridiculous Lawsuit of the Year Poll. Nominees were drawn from the monthly Most Ridiculous Lawsuit poll winners, chosen by visitors to FacesofLawsuitAbuse.org, a public awareness campaign Web site that aims to show how abusive lawsuits affect small businesses and average families in very real ways. “

While ridiculous lawsuits may be easy fodder for late-night television hosts, they are no laughing matter for the defendants targeted,” said ILR President Lisa Rickard.

The top five Most Ridiculous Lawsuits of 2009 are: 

5. Neighbor sues woman for smoking in her own home;

4. Double-murderer sues to claim his victims’ classic Chevy pickup; 

3. Holocaust denier sues Auschwitz survivor, alleging memoir contains “fantastical tales;” 

2. Tourist sues hotel, claiming swimming pool got daughter pregnant; 

1. Illegal immigrants sue rancher who stopped them on his property at gunpoint and turned them over to the Border Patrol. 

Links to the news stories about these lawsuits can be found at: http://facesoflawsuitabuse.org/polls-archive/. 

Throughout the year, the monthly and annual polls collectively received more than 50,000 votes.

ILR seeks to promote civil justice reform through legislative, political, judicial, and educational activities at the national, state, and local levels. 

The U.S. Chamber is the world’s largest business federation representing more than 3 million businesses and organizations of every size, sector, and region.

    Caution this video contains anger and foul language.